/* Semmadang renewal: decision-led editorial layout and clear comparison surfaces. */
:root{--renew-ink:#172433;--renew-muted:#607080;--renew-paper:#f3f5f7;--renew-white:#fff;--renew-navy:#102a43;--renew-blue:#235b83;--renew-lime:#d7f36a;--renew-line:#dce3e9;--renew-radius:22px}
html{scroll-behavior:smooth;background:var(--renew-paper)}body{background:var(--renew-paper)!important;color:var(--renew-ink);font-family:'Noto Sans KR',sans-serif;letter-spacing:-.025em}
body>header.wrap{max-width:none;width:100%;padding:0 max(calc((100vw - 1240px)/2 + 42px),24px);background:#fff;border-bottom:1px solid var(--renew-line)}body>header.wrap .nav{max-width:1240px;height:76px;margin:auto;border:0;background:transparent!important}.brand img{width:134px!important}.navlinks{gap:28px;font-size:13px;color:#405365}.navlinks a{transition:color .16s}.nav-search{padding:11px 17px;border:0;border-radius:9px;background:var(--renew-navy)!important;color:#fff!important;font-weight:700}.nav-search:hover{background:var(--renew-blue)!important;color:#fff!important}
main#top .hero{position:relative;isolation:isolate;display:grid;grid-template-columns:minmax(0,1fr) minmax(420px,.94fr);gap:clamp(36px,7vw,104px);align-items:center;width:100%;max-width:none;min-height:590px;margin:0;padding:72px max(calc((100vw - 1240px)/2 + 42px),24px) 78px;background:var(--renew-navy);border-radius:0 0 34px 34px;color:#fff;overflow:hidden}
main#top .hero:before{content:"";position:absolute;z-index:-1;width:650px;height:650px;right:-110px;top:-350px;border:1px solid #ffffff15;border-radius:50%;box-shadow:0 0 0 60px #ffffff08,0 0 0 120px #ffffff06,0 0 0 180px #ffffff04}
.hero .eyebrow{color:#c9d4de;font-size:11px;letter-spacing:.12em}.hero .eyebrow:before{width:8px;height:8px;border-radius:50%;background:var(--renew-lime)}.hero h1{margin:25px 0 20px;color:#fff;font-size:clamp(38px,4.2vw,54px);font-weight:700;letter-spacing:-.075em;line-height:1.2}.hero h1 em{font-family:'Noto Sans KR',sans-serif;font-weight:700;color:var(--renew-lime);letter-spacing:-.075em}.hero-copy{margin-bottom:25px;color:#d2dce5;font-size:15px;line-height:1.9}.searchbox{max-width:580px;padding:8px 9px 8px 17px;border:1px solid #ffffff24;border-radius:12px;background:#fff;box-shadow:0 18px 40px #061a2b30}.searchbox span{color:#748391}.searchbox input{min-height:45px;font-size:14px}.searchbox input::placeholder{color:#7b8995}.searchbox button{min-height:44px;padding:12px 19px;border-radius:8px;background:var(--renew-navy);font-weight:700}.searchbox .search-clear{color:#506171}.search-status{color:#d2dce5}.popular{gap:9px;flex-wrap:wrap;color:#c2cfda}.popular>span{margin-right:3px}.popular a{padding:7px 11px;border:1px solid #ffffff25;border-radius:99px;background:#ffffff0a;color:#fff;text-decoration:none}.popular a:hover{border-color:var(--renew-lime);color:var(--renew-lime)}
.hero-art.decision-art{display:flex;height:auto;min-height:350px;padding:28px;align-items:center;justify-content:center;border:1px solid #ffffff24;border-radius:24px;background:linear-gradient(145deg,#234663,#17344f 64%,#122b44);box-shadow:0 28px 70px #061a2b55;text-decoration:none}.hero-art.decision-art:before{content:none}.decision-card{width:100%;max-width:490px;padding:23px;border:1px solid #ffffff24;border-radius:17px;background:#0b2034a8;box-shadow:0 15px 35px #071a2b30}.decision-head{display:flex;align-items:center;justify-content:space-between;color:#fff;font-size:13px;font-weight:700}.decision-live{display:flex;align-items:center;gap:7px;color:#cfdae4;font-size:10px;font-weight:500}.decision-live i{width:7px;height:7px;border-radius:50%;background:var(--renew-lime);box-shadow:0 0 12px #d7f36a9c}.decision-sub{margin:16px 0 12px;color:#bdcbd7;font-size:11px}.decision-options{display:grid;grid-template-columns:1fr 30px 1fr;align-items:center;gap:7px}.decision-option{min-width:0;padding:15px 13px;border:1px solid #ffffff20;border-radius:12px;background:#ffffff08}.decision-option.selected{border-color:#d7f36a80;background:#d7f36a0b}.decision-option small,.decision-option span,.decision-option em{display:block}.decision-option small{color:#b9c7d3;font-size:10px}.decision-option b{display:block;margin:7px 0;color:#fff;font:700 21px 'DM Sans','Noto Sans KR',sans-serif;letter-spacing:-.04em}.decision-option span{color:#e5edf4;font-size:11px;font-weight:600;white-space:nowrap}.decision-option em{margin-top:8px;color:#aabac8;font-size:9px;font-style:normal;white-space:nowrap}.decision-vs{display:grid;place-items:center;width:27px;height:27px;border:1px solid #ffffff2e;border-radius:50%;color:#bdcad6;font:700 9px 'DM Sans',sans-serif}.decision-delta{display:flex;align-items:center;justify-content:space-between;margin-top:14px;padding:13px 14px;border-radius:10px;background:var(--renew-lime);color:var(--renew-ink)}.decision-delta span{font-size:11px;font-weight:700}.decision-delta strong{font:700 18px 'DM Sans','Noto Sans KR',sans-serif;letter-spacing:-.04em}.decision-caveat{display:block;margin-top:11px;color:#aebdca;font-size:9px}.decision-cta{position:absolute;right:42px;bottom:16px;color:#d7e4ed;font-size:11px}.decision-cta b{margin-left:7px;color:var(--renew-lime);font-size:15px}.hero-art.decision-art:hover{border-color:#d7f36a80;transform:translateY(-2px);transition:transform .2s,border-color .2s}
.trusted{max-width:1156px;margin:24px auto 0;padding:18px 24px;border:1px solid var(--renew-line);border-radius:12px;background:#fff}.trusted span{color:var(--renew-muted)}.trusted b{color:#435c70}.section{max-width:1240px;padding-top:76px;padding-bottom:76px}.section-head{margin-bottom:25px}.kicker{color:var(--renew-blue);font-size:10px;letter-spacing:.15em}.section h2{color:var(--renew-ink);font-size:clamp(26px,3vw,34px);letter-spacing:-.065em}.section-head p{color:var(--renew-muted);font-size:13px;line-height:1.75}.scenario-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.scenario{min-height:240px;padding:25px 24px 68px;border:1px solid var(--renew-line);border-radius:16px;background:#fff;box-shadow:0 8px 22px #152b3d08}.scenario:first-child{background:var(--renew-lime)!important;color:var(--renew-ink)}.scenario .feature-label,.scenario.primary .feature-label{color:#536879;font-size:10px;font-weight:700;letter-spacing:.09em}.scenario h3,.scenario.primary h3{max-width:300px;color:var(--renew-ink);font-size:20px;line-height:1.45}.scenario p,.scenario.primary p{color:#556779;font-size:12px;line-height:1.8}.scenario-links span,.scenario.primary .scenario-links span{border-color:#17243320;color:#344b5d}.scenario-icon,.scenario.primary .scenario-icon{background:#102a4310;color:#27465e}.scenario:hover{transform:translateY(-4px);border-color:#8aa0b1;box-shadow:0 17px 36px #152b3d12}
.category-wrap{border-top:1px solid var(--renew-line);border-bottom:1px solid var(--renew-line);background:#e9eef2!important}.category-wrap .wrap{max-width:1240px}.cat-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}.cat{min-height:65px;border:1px solid #dce3e9;border-radius:11px;background:#fff}.cat-icon{border-radius:10px;background:#edf2f6;color:var(--renew-blue)}.cat strong{color:var(--renew-ink)}.cat small{color:var(--renew-muted)}.cat.active{border-color:var(--renew-blue);background:#f6fafc}.tool-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.tool{min-height:157px;padding:20px 21px;border:1px solid var(--renew-line);border-radius:13px;background:#fff;box-shadow:none}.tool .tag{background:#eaf0f4;color:#365a73}.tool h3{color:var(--renew-ink);font-size:16px}.tool p{color:var(--renew-muted);font-size:12px}.tool-foot{color:var(--renew-blue);font-weight:700}.tool:hover{transform:translateY(-3px);border-color:#9aafbe;box-shadow:0 14px 30px #142b3d10}.tool-save{background:#fff}.quick-panel,.guide-teaser-grid a{border-radius:13px}.guide{border:1px solid var(--renew-line);border-radius:18px;background:#e8eef3!important;box-shadow:none}.guide h2{color:var(--renew-ink)}.guide p,.guide-item{color:#526475}.guide-item b{background:#d4e0e9;color:#234f6c}.guide-index-head,.trust-hero{border-radius:20px}.footer{margin-top:0;background:#0d2031!important}.footer-links{flex-wrap:wrap}.footer .partner-disclosure{color:#e0e7ed}
/* Calculator pages share the same crisp workspace and comparison-first result panel. */
.page{max-width:1160px!important;padding-top:24px!important}.topbar{height:74px!important;padding:0 max(calc((100vw - 1160px)/2),24px)!important;border-bottom:1px solid var(--renew-line)!important;background:#fff!important}.topbar .brand img{width:132px!important}.back{border:0!important;border-radius:8px!important;background:#edf2f6!important;color:#294a62!important;font-weight:700}.crumb{color:#70808e}.intro{padding:30px 0 23px!important}.intro .eyebrow{color:var(--renew-blue)!important}.intro h1{color:var(--renew-ink)!important;font-size:clamp(28px,3.2vw,38px)!important;letter-spacing:-.07em}.intro p{max-width:720px;color:var(--renew-muted)!important;font-size:14px!important}.layout{grid-template-columns:minmax(0,1fr) minmax(360px,.86fr)!important;gap:18px!important;align-items:start}.panel{border:1px solid var(--renew-line)!important;border-radius:16px!important;box-shadow:0 9px 28px #172b3b09!important}.form-panel{background:#fff!important}.result-panel{position:sticky;top:16px;background:var(--renew-navy)!important;box-shadow:0 16px 36px #102a4321!important}.panel h2{color:var(--renew-ink)}.result-panel h2{color:#fff}.control{min-height:50px;border:1px solid #dbe3e9!important;border-radius:9px!important;background:#f8fafb!important}.control:focus{border-color:#3b789f!important;box-shadow:0 0 0 3px #3b789f20!important}.field-hint{color:#687a89!important}.calc-button{min-height:52px;border:0!important;border-radius:9px!important;background:var(--renew-navy)!important;box-shadow:none!important;font-weight:700}.calc-button:hover{background:var(--renew-blue)!important}.quick-chips button{border-radius:8px!important}.result-main{border:0!important;border-radius:12px!important;background:var(--renew-lime)!important}.result-label{color:#3f4b53!important}.result-value{color:#102a43!important;font-size:clamp(29px,4vw,39px)!important}.rows .row{border-color:#ffffff22!important}.row span{color:#c4d1dc!important}.row strong{color:#fff!important}.result-panel .notice{border:1px solid #ffffff20!important;border-radius:10px!important;background:#ffffff0a!important}.notice b{color:#e3ebf1}.notice p{color:#c4d1dc!important}.result-panel .share-button{border:1px solid #ffffff36!important;border-radius:8px!important;background:#ffffff12!important}.repayment-schedule{border-radius:10px!important}.calculator-guide{margin-top:20px!important}.guide-intro{border-radius:15px!important}.guide-card,.guide-faq,.related-tools{border-radius:13px!important}
@media(max-width:900px){main#top .hero{grid-template-columns:1fr minmax(360px,.9fr);gap:28px;min-height:530px}.hero h1{font-size:clamp(38px,5vw,56px)}.decision-card{padding:18px}.decision-option{padding:12px 10px}.decision-option b{font-size:18px}.decision-option span{font-size:10px}.scenario-grid{grid-template-columns:1fr 1fr}.scenario:first-child{grid-column:1/-1}.tool-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:700px){body>header.wrap{padding:0 17px}body>header.wrap .nav{height:65px}.brand img{width:117px!important}.nav-search{padding:9px 12px;font-size:11px}.nav-install{font-size:10px}.navlinks{display:none!important}main#top .hero{grid-template-columns:1fr;gap:26px;min-height:0;padding:43px 19px 38px;border-radius:0 0 22px 22px}.hero h1{margin:19px 0 14px;font-size:clamp(37px,10vw,48px);line-height:1.25}.hero-copy{font-size:13px;line-height:1.8}.searchbox{padding:6px 7px 6px 12px;border-radius:10px}.searchbox input{font-size:13px}.searchbox button{padding:10px 12px;font-size:11px}.popular{gap:7px}.popular>span{flex-basis:100%;margin-bottom:3px}.popular a{font-size:10px;padding:6px 9px}.hero-art.decision-art{min-height:0;padding:15px;border-radius:16px}.decision-card{padding:15px}.decision-head{font-size:12px}.decision-sub{margin:12px 0 9px}.decision-options{grid-template-columns:1fr 24px 1fr;gap:5px}.decision-option{padding:11px 8px}.decision-option b{font-size:17px}.decision-option span{font-size:9px}.decision-option em{font-size:8px}.decision-vs{width:23px;height:23px;font-size:8px}.decision-delta{margin-top:10px;padding:11px}.decision-delta strong{font-size:16px}.decision-caveat{font-size:8px}.decision-cta{right:20px;bottom:8px;font-size:9px}.trusted{margin:13px 17px 0;padding:13px;border-radius:10px;gap:9px}.trusted span{flex-basis:100%;font-size:10px}.trusted b{font-size:10px}.section{padding:53px 0!important}.section-head{gap:6px;margin-bottom:18px}.section h2{font-size:25px}.section-head p{max-width:none;text-align:left;font-size:11px}.scenario-grid,.tool-grid{grid-template-columns:1fr;gap:9px}.scenario:first-child{grid-column:auto}.scenario{min-height:0;padding:19px 18px 65px;border-radius:13px}.scenario h3{font-size:18px}.scenario-links{left:18px;bottom:15px}.category-wrap{padding:43px 0!important}.cat-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:7px}.cat{min-height:56px;padding:9px}.cat-icon{width:29px;height:29px}.cat strong{font-size:10px}.cat small{font-size:8px}.tool{min-height:0;padding:16px;border-radius:11px}.tool h3{margin:12px 0 5px;font-size:15px}.tool p{font-size:11px}.guide{padding:22px 18px!important;border-radius:14px!important}.footer{padding:30px 0 22px!important}.footer-links{gap:12px 16px;font-size:10px}.topbar{height:62px!important;padding:0 15px!important}.topbar .brand img{width:108px!important}.page{padding:17px 15px 38px!important}.intro{padding:23px 0 17px!important}.intro h1{font-size:28px!important}.intro p{font-size:12px!important}.layout{grid-template-columns:1fr!important;gap:10px!important}.panel{padding:17px 15px!important;border-radius:13px!important}.result-panel{position:static;order:2}.fields{gap:12px}.control{min-height:50px!important;font-size:16px!important}.calc-button{min-height:51px!important}.result-value{font-size:31px!important}.calculator-guide{margin-top:14px!important}.guide-columns{grid-template-columns:1fr}.site-footer{padding:18px 15px 25px!important}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}
@media(min-width:701px) and (max-width:900px){.page{max-width:860px!important}.layout{grid-template-columns:minmax(0,1fr)!important}.result-panel{position:static!important;top:auto!important}.quick-chips button{min-height:40px;font-size:11px}}
@media(max-width:700px){.quick-chips button{min-height:40px}.field-hint{font-size:12px!important;line-height:1.6!important}}
/* Decision-first homepage: lead with the user's situation and how to interpret results. */
.hero-actions{display:flex;align-items:center;gap:10px;margin:0 0 22px}.hero-primary,.hero-secondary{display:inline-flex;min-height:44px;align-items:center;justify-content:center;padding:0 17px;border-radius:9px;font-size:12px;font-weight:700;transition:background .18s,border-color .18s}.hero-primary{background:var(--renew-lime);color:var(--renew-ink)}.hero-primary:hover{background:#e3d2ad}.hero-secondary{border:1px solid #ffffff38;color:#fff;background:#ffffff09}.hero-secondary:hover{border-color:var(--renew-lime)}.hero-search-label{margin:0 0 9px;color:#c2cfda;font-size:11px;font-weight:600}.decision-journey{padding:68px 0 72px;border-bottom:1px solid var(--renew-line);background:#fff}.decision-journey .wrap{max-width:1240px}.journey-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.journey-steps article{min-height:176px;padding:21px 22px;border:1px solid var(--renew-line);border-radius:14px;background:var(--renew-paper)}.journey-steps article>span{display:grid;width:30px;height:30px;place-items:center;border-radius:9px;background:#e4ebf0;color:var(--renew-blue);font:700 11px 'DM Sans',sans-serif}.journey-steps h3{margin:15px 0 7px;color:var(--renew-ink);font-size:16px;letter-spacing:-.04em}.journey-steps p{margin:0;color:var(--renew-muted);font-size:12px;line-height:1.8}.journey-note{margin:15px 0 0;color:var(--renew-muted);font-size:11px;line-height:1.7}.scenario-section{padding-top:70px!important;padding-bottom:72px!important}.scenario-section .feature{display:flex;flex-direction:column;align-items:flex-start}.scenario-section .scenario-links{display:flex;flex-wrap:wrap;gap:7px}.scenario-section .scenario-links span{padding:6px 9px;border:1px solid #17243320;border-radius:7px;font-size:10px;font-weight:600}.scenario-section .scenario:first-child{background:#edf2f5!important}.scenario-section .scenario:first-child .feature-label{color:var(--renew-blue)}#calculators{background:#f5f7f8;border-top:1px solid var(--renew-line)}#calculators .section-head{max-width:100%}.guides-teaser{padding-top:70px!important;padding-bottom:70px!important}
@media(max-width:850px){.journey-steps{grid-template-columns:1fr 1fr}.journey-steps article:last-child{grid-column:1/-1}}
@media(max-width:700px){.hero-actions{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:0 0 19px}.hero-primary,.hero-secondary{min-height:43px;padding:0 9px;font-size:11px}.hero-search-label{margin-bottom:8px;font-size:10px}.decision-journey{padding:45px 0 47px}.decision-journey .section-head{display:block}.decision-journey .section-head p{margin-top:9px;max-width:none}.journey-steps{grid-template-columns:1fr;gap:8px}.journey-steps article,.journey-steps article:last-child{grid-column:auto;min-height:0;padding:16px}.journey-steps h3{margin:11px 0 5px;font-size:15px}.journey-steps p{font-size:11px}.journey-note{font-size:10px}.scenario-section{padding-top:48px!important;padding-bottom:48px!important}.scenario-section .scenario{padding-bottom:70px}.scenario-section .scenario-links{left:18px;bottom:17px}#calculators{padding-top:48px!important}}

.affiliate-rec-placeholder{grid-row:1/4;display:grid;place-items:center;width:54px;height:54px;border-radius:7px;background:#edf2f6;color:#294a62;font:700 18px 'DM Sans',sans-serif}.affiliate-rec-product.is-fallback{background:#fafbfc}@media(max-width:700px){.affiliate-rec-placeholder{width:48px;height:48px}}

.affiliate-rec-fallback-note{display:block;margin-top:8px;color:var(--renew-muted);font-size:10px;line-height:1.6}
/* Contextual partner products sit below the calculator and remain separate from its result. */
.affiliate-recommendations{margin:24px 0 28px;padding:22px;border:1px solid var(--renew-line);border-radius:15px;background:#fff}.affiliate-rec-intro .affiliate-rec-kicker{color:var(--renew-blue);font:700 9px 'DM Sans',sans-serif;letter-spacing:.14em}.affiliate-rec-intro h2{margin:8px 0 5px;color:var(--renew-ink);font-size:20px;letter-spacing:-.05em}.affiliate-rec-intro>p,.affiliate-rec-note{margin:0;color:var(--renew-muted);font-size:11px;line-height:1.75}.affiliate-rec-disclosure{margin:14px 0 18px;padding:9px 11px;border-radius:8px;background:#f2f5f6;color:#415361;font-size:10px;line-height:1.65}.affiliate-rec-group+.affiliate-rec-group{margin-top:18px;padding-top:17px;border-top:1px solid var(--renew-line)}.affiliate-rec-group-head{display:flex;align-items:baseline;gap:9px;margin-bottom:10px}.affiliate-rec-group-head span{color:var(--renew-blue);font-size:10px;font-weight:700}.affiliate-rec-group-head b{color:var(--renew-ink);font-size:13px}.affiliate-rec-products{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px}.affiliate-rec-product{display:grid;grid-template-columns:54px minmax(0,1fr);grid-template-rows:auto auto auto;gap:4px 10px;align-items:center;min-width:0;padding:10px;border:1px solid #e5eaed;border-radius:10px;background:#fff}.affiliate-rec-product:hover{border-color:#94a9b8;background:#f8fafb}.affiliate-rec-product img{grid-row:1/4;width:54px;height:54px;object-fit:contain;border-radius:7px;background:#f5f6f7}.affiliate-rec-name{display:-webkit-box;overflow:hidden;-webkit-box-orient:vertical;-webkit-line-clamp:2;color:var(--renew-ink);font-size:10px;line-height:1.5}.affiliate-rec-product b{color:#243d57;font-size:11px}.affiliate-rec-product small{color:var(--renew-blue);font-size:9px;font-weight:700}.affiliate-rec-loading{grid-column:1/-1;color:var(--renew-muted);font-size:10px}.affiliate-rec-note{margin-top:9px;font-size:10px}.affiliate-recommendations[hidden],.affiliate-rec-group[hidden]{display:none!important}@media(max-width:700px){.affiliate-recommendations{margin:15px 0 19px;padding:16px 13px;border-radius:12px}.affiliate-rec-intro h2{font-size:17px}.affiliate-rec-products{grid-template-columns:1fr}.affiliate-rec-product{grid-template-columns:48px minmax(0,1fr);padding:9px}.affiliate-rec-product img{width:48px;height:48px}.affiliate-rec-name{font-size:11px}.affiliate-rec-disclosure{font-size:9px}}
.affiliate-rec-freshness-note,.affiliate-rec-fallback-note{display:block;margin-top:8px;color:var(--renew-muted);font-size:10px;line-height:1.6}.affiliate-rec-product.is-fallback b{color:#7a5a2b}

/* Unified 2026 calculator workspace: quiet surfaces, strong hierarchy, one accent. */
:root{--workspace-bg:#f3f5f7;--workspace-paper:#fff;--workspace-ink:#172433;--workspace-muted:#607080;--workspace-line:#dce3e9;--workspace-pine:#102a43;--workspace-gold:#4c8a78;--workspace-lime:#d7f36a}
body:has(.layout){background:var(--workspace-bg)!important;color:var(--workspace-ink)}
.topbar{background:#fbfaf8f2!important;border-color:var(--workspace-line)!important}
.page{max-width:1160px;padding-top:30px;padding-bottom:72px}
.crumb{color:#788179}
.crumb a{color:#53685a}
.intro{padding:38px 0 28px}
.intro .eyebrow{color:var(--workspace-gold);letter-spacing:.08em}
.intro .eyebrow:before{background:var(--workspace-lime)}
.intro h1{color:var(--workspace-ink);font-size:clamp(34px,4vw,44px);letter-spacing:-.055em}
.intro p{max-width:720px;color:var(--workspace-muted);font-size:15px}
.layout{grid-template-columns:minmax(0,1.04fr) minmax(360px,.96fr);gap:20px}
.panel{border:1px solid var(--workspace-line)!important;border-radius:18px!important;padding:27px!important;box-shadow:0 8px 26px #24352b08!important}
.form-panel{background:var(--workspace-paper)!important}
.form-panel h2,.result-panel .result-top h2{font-size:17px;letter-spacing:-.025em}
.sub{color:var(--workspace-muted);font-size:13px}
.field label{color:#39473e;font-size:13px;font-weight:650}
.control{height:50px;border:1px solid #dfe4dd!important;border-radius:10px!important;background:#fafbf9!important;color:#202923!important;font-size:15px!important;transition:border-color .16s ease,box-shadow .16s ease,background .16s ease}
.control:hover{border-color:#c3cdbf!important;background:#fff!important}
.control:focus{border-color:#4c8a78!important;box-shadow:0 0 0 4px #4c8a7818!important;background:#fff!important}
.unit{color:#707a72}
.quick-chips button{border-color:#e1e6df;background:#f8f9f6;color:#526257}
.quick-chips button:hover{border-color:#a9c5c0;background:#edf4f2;color:#214b49}
.calc-button{height:52px;border:1px solid var(--workspace-pine)!important;border-radius:10px!important;background:var(--workspace-pine)!important;color:#fff!important;box-shadow:0 5px 12px #102a4318!important;font-size:14px;font-weight:700;letter-spacing:0}
.calc-button:hover{background:#235276!important;box-shadow:0 8px 18px #102a4320!important}
.small-note,.action-status{color:#737d74}
.result-panel{position:static!important;overflow:visible;background:#fff!important;color:var(--workspace-ink)!important}
.result-panel .result-top h2{color:#202923!important}
.result-panel .share-button{border-color:#e1e6df;background:#f8f9f6;color:#4c5e51}
.result-panel .share-button:hover{border-color:#bfccb5;background:#f2f6ed;color:#294532}
.result-main{border:1px solid #e2e8eb!important;border-left:3px solid var(--workspace-gold)!important;border-radius:13px!important;background:#f3f7f8!important;box-shadow:none!important}
.result-label{color:#727568!important}
.result-value{color:var(--workspace-pine)!important;font-size:clamp(27px,3vw,36px)!important}
.rows,.row{border-color:#eceee9!important}
.row,.row span:first-child{color:#657067!important}
.row strong{color:#202923!important}
.repayment-schedule{border-color:#e5e8e2!important;background:#fbfcfa!important}
.repayment-schedule summary{color:#33483a!important}
.repayment-schedule summary:after{color:var(--workspace-gold)!important}
.schedule-scroll{border-color:#e8ebe6!important}
.schedule-scroll th{background:#f3f5f1!important;color:#526157!important}
.schedule-scroll td{border-color:#eceeea!important;color:#3e4c42!important}
.notice{border:1px solid #e7e9e4!important;border-radius:12px!important;background:#f7f8f5!important;color:#344239!important}
.notice b{color:#344239!important}
.notice p{color:#647067!important}
.calculator-guide{margin-top:26px;gap:14px}
.guide-intro{border-radius:16px;background:linear-gradient(135deg,#102a43,#235276)!important}
.guide-card,.guide-faq,.related-tools{border-color:var(--workspace-line)!important;border-radius:15px!important;background:#fff!important}
.guide-card h3,.guide-faq h3,.related-tools h2,.related-tools h3{color:#26382d}
.guide-card p,.guide-card li,.guide-faq details p{color:#667168}
.related-tool{border:1px solid #e5e9e3;border-radius:10px;background:#f8faf7!important}
.source-note{border-left-color:var(--workspace-gold);background:#eef4f4;color:var(--workspace-muted)}
.back{border-color:#e1e5de!important;background:#fff!important;color:#45574a!important}
.back:hover{border-color:#c5b28c!important;background:#f8f6f1!important}
@media(min-width:1000px){.result-panel{position:sticky!important;top:88px!important}}
@media(max-width:900px){.layout{grid-template-columns:minmax(0,1fr) minmax(320px,.94fr);gap:14px}.panel{padding:22px!important}}
@media(max-width:720px){.page{padding:20px 18px 48px}.intro{padding:30px 0 21px}.intro h1{font-size:clamp(30px,8vw,36px);line-height:1.3}.intro p{font-size:14px}.layout{grid-template-columns:1fr;gap:12px}.panel{padding:20px 18px!important;border-radius:15px!important}.fields{gap:14px}.control{height:52px!important;font-size:16px!important}.calc-button{height:52px!important}.result-panel{order:2}.result-main{margin-top:15px;padding:17px}.result-value{font-size:clamp(27px,8vw,33px)!important}.calculator-guide{margin-top:19px}.guide-intro{padding:21px 18px}}
@media(max-width:380px){.page{padding-inline:14px}.panel{padding:18px 15px!important}.intro h1{font-size:29px}.calculator-actions{align-items:flex-start}.action-status{max-width:95px}}
@media(prefers-reduced-motion:reduce){.control,.calc-button{transition:none!important}}


/* Final responsive safeguards: renewal.css is loaded after platform.css. */
main#top .hero>div:first-child{min-width:0}
main#top .hero h1{max-width:100%;overflow-wrap:anywhere}
.hero-actions{grid-template-columns:repeat(2,minmax(0,1fr))}
.hero-primary,.hero-secondary{min-width:0;text-align:center;white-space:normal}
.searchbox{display:flex;width:100%;min-width:0;gap:6px}
.searchbox input{flex:1 1 auto;min-width:0}
.searchbox button{flex:0 0 auto;padding-inline:clamp(9px,2.5vw,16px)}
.hero-art.decision-art,.decision-card,.decision-option{min-width:0}
.decision-option span,.decision-option em{white-space:normal;overflow-wrap:anywhere}
.layout{grid-template-columns:minmax(0,1.04fr) minmax(0,.96fr)!important}
.layout>*{min-width:0}
.panel{width:100%;min-width:0}
.fields{grid-template-columns:repeat(2,minmax(0,1fr))}
.control{min-width:0;max-width:100%}
@media(max-width:900px){.layout{grid-template-columns:minmax(0,1fr) minmax(0,.96fr)!important;gap:14px!important}}
@media(max-width:700px){main#top .hero{padding-inline:19px}.hero-actions{grid-template-columns:repeat(2,minmax(0,1fr))}.searchbox{max-width:none}.searchbox input{width:1%;}.page{width:100%;padding-inline:18px}.topbar{padding-inline:18px!important}.layout{grid-template-columns:minmax(0,1fr)!important}.fields{grid-template-columns:minmax(0,1fr)}.panel{padding-inline:18px!important}}
@media(max-width:380px){main#top .hero{padding-inline:15px}.hero h1{font-size:clamp(31px,9.5vw,36px)}.hero-actions{grid-template-columns:1fr}.page{padding-inline:14px}.topbar{padding-inline:14px!important}.panel{padding-inline:15px!important}.decision-options{grid-template-columns:minmax(0,1fr) 22px minmax(0,1fr)}.decision-option{padding-inline:7px}}

/* Semmadang BI: open courtyard mark, navy wordmark, and lime signal accent. */
.brand img,.topbar .brand img,.footer .brand img{width:192px!important;height:auto!important;max-height:62px;object-fit:contain}
@media(max-width:700px){.brand img,.topbar .brand img,.footer .brand img{width:168px!important;max-height:54px}}
@media(max-width:380px){.brand img,.topbar .brand img,.footer .brand img{width:152px!important;max-height:49px}}